Book Review: You Can Retire Sooner Than You Think by Wes Moss

About:
You Can Retire Sooner Than You Think: The 5 Money Secrets of the Happiest Retirees by Wes Moss is a finance book from the perspective that you need to be happy as well, not just well off. Mr. Moss is a financial planner, an investment strategist and a host of the popular radio show Money Matters.

• 288 pages
• Publisher: McGraw-Hill Education;
• Language: English
• ISBN-10: 007183902X

My rating for You Can Retire Sooner Than You Think– 4
Buy You Can Retire Sooner Than You Think from Amazon.com*
More Books by Wes Moss

Thoughts:
Even though I’m very late to the game (I save but I actually gave up hope of completely retiring) I still like to read financial books, not only for myself but only so I’ll be able to educate my children who will hopefully no repeat the same mistakes. So when I chose You Can Retire Sooner Than You Think: The 5 Money Secrets of the Happiest Retirees by Wes Moss I knew that most of it will probably be a repeat of what I read before, but if I pick up one thing from it, the read would have been worth it.

I learned a few things from this book, which is great. This is a well rounded book, certainly not the end all financial bible, but certainly a very helpful guide and full of good ideas and approaches. Best of all, this book makes you think and even plan. I especially liked the aspect of happiness, something which is most important but you don’t see many financial advisors talk about it – it’s almost as if it’s understood, but it’s not.

The five best practices Mr. Moss goes over are:

1. Determine what you want and need your retirement money for
2. Figure out how much you need to save
3. Create a plan to pay off your mortgage in as little as five years
4. Develop an income stream from multiple sources
5. Become an income investor

There isn’t anything specifically unique to this book, but his approach of how to look at them and why you need to act upon them immediately is certainly food for thought.

Mr. Moss has a different perspective on retiring, he wants you to be happy. While he certainly agrees that money buys some happiness, there is a certain threshold which you become happy and more money doesn’t help.

 Buy You Can Retire Sooner Than You Think from Amazon.com*
More Books by Wes Moss

Zohar — Man of la Book
Dis­claimer: I got this book from the local library.
*Ama­zon links point to an affil­i­ate account